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Bread® pay-over-time plans are loans made by Comenity Capital Bank.

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APRs will vary depending on credit qualifications, loan amount, and term. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed.

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* Subject to approval of credit application. If your items are already in your cart, feel free to check out now and start the process! Paying over time through Bread® is quick, easy, and transparent. You also have the flexibility to pay off your loan at any time with no penalty.

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Check out now →īread® is a simple way to buy the products you want now and pay over time at your favorite online stores.Īpply for financing in seconds without ever leaving our site! Make easy online payments using our member portal or sign up for auto-pay for worry-free payments. Follow the prompts to submit your application. To use Bread, please add products to your cart and follow the prompts for checkout - then select the “Bread” option in your checkout’s Payment section.

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